The problem we solve
If you sell phones on installment in Pakistan, you already know what goes wrong.
Customers stop paying after delivery
Once the phone leaves your shop, leverage drops to zero. Following up costs more than the unpaid installment.
You can't repossess a $150 phone
A field visit costs more than the device. Court is too slow. Most retailers absorb the loss.
Risk caps how much you can sell
You stop offering installments to anyone you're not 100% sure about. Half the customers walk.
How Mavrify works
Software-only enforcement, no hardware modifications, no aftermarket service. Three steps.
1
Enroll the phone at sale
Scan a QR code during initial setup. The phone enrolls into your Mavrify account, the Lock app installs silently, the installment plan is registered.
2
Customer pays, phone works
While installments are current, the phone behaves normally. Calls, WhatsApp, banking apps, photos — everything the customer expects.
3
Customer misses, phone locks
After a grace period, the phone enters kiosk mode showing only your shop's contact and payment instructions. Pay the installment, the phone unlocks instantly.
Three apps, one platform
Mavrify is split into purpose-built apps for each role — shopkeeper, customer, and the locked device itself.
Lock App
For the financed phone
Runs as a kiosk lock when payments are missed. Built on Android Management API, survives factory reset, allows emergency calls. Bilingual English + Urdu.
Shopkeeper App
For your sales counter
Customer registration with CNIC scan, plan setup, payment recording, code generation, customer list with overdue highlighting. Works offline, syncs when online.
Companion App
For your customer
Phone-number login, plan progress, payment history, downloadable receipts, in-app payment options. Customer self-serves what they used to call you about.
Built for Pakistan, not adapted
Most installment-lock products were built for the US or India and bolted on a Pakistan flag. Mavrify was designed for Pakistani retailers from day one.
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AMAPI-based, not custom-DPC
Google Play Protect blocks custom-DPC apps. Mavrify uses Google's officially-supported Android Management API — installs cleanly on every certified Android phone.
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Bilingual UI — English & Urdu (Nastaliq, RTL)
Customers see the lock screen and notifications in the language they actually read.
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Software-only positioning
Mavrify is the enforcement layer. The retailer-customer credit relationship stays with the retailer. Clean legal posture.
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Offline-first design
Power cut at the shop? Internet down? Shopkeeper app still works — payments record locally, sync resumes when connectivity returns.
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OEM-aware
Tested against the OEM aggressive-battery-killers that dominate Pakistan unit share — MIUI, ColorOS, FunTouch, HiOS, XOS, OneUI.
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Pakistan-local data handling
Sensitive customer PII roadmapped to Pakistan-hosted storage ahead of PDPA enforcement.